Loan agreement — sample 2026
A contract for lending money: the amount, interest or none, the repayment term and liability for delay.
Create in 2 minutesWhat the document contains
- The heading with number, place and date, and the parties named in full with their roles
- The lender and the borrower with identity data
- The subject: the amount in digits and words, the currency, and how it is handed over (cash against a receipt, or bank transfer)
- Interest: the yearly rate or interest-free, stated expressly
- The term and order of repayment (a schedule as a list when in parts) and early repayment
- Liability for late repayment (a penalty per day or the statutory interest)
- The liability of the parties and the effect of force majeure
- The order of resolving disputes: negotiations, then the courts of the Republic of Armenia
- Final provisions: entry into force, amendments only in writing, the number of copies of equal force
- The parties’ details (an individual: passport, social card number, address, bank account; a company: tax ID, state registration number, address, bank, account, the signatory) and both signatures
What to know before signing
- State expressly whether the loan bears interest; a loan between individuals is best confirmed by a written contract or a receipt.
What to attach
- A receipt for receiving the money
Sample wording in Armenian
Փոխատուն Փոխառուի սեփականությանը հանձնում է … (…) ՀՀ դրամ, իսկ Փոխառուն պարտավորվում է վերադարձնել
Legal basis
- ՀՀ քաղաքացիական օրենսգիրք
This page is general information, not legal advice. Check the document against your own situation before using it; for a complex case, consult a lawyer.